Terms of service

BLING QUEENS INC. - ONLINE LAYAWAY TERMS OF SERVICE

By checking the box labeled "I agree to the Bling Queens Inc. Layaway Terms and Conditions" at checkout and completing your order transaction, you ("Customer") are entering into a legally binding contract with Bling Queens Inc. ("Company") under the following terms:

 

1. FINANCIAL SUMMARY & PLANS

* Merchandise Subtotal: Calculated dynamically at checkout.

* 16% Non-Refundable Service Fee: An administrative fee of 16% is added to your total at checkout to cover secure vaulting and processing. This fee is strictly non-refundable. 

* Required Down Payment: A non-refundable deposit of 25% of the total contract price is processed immediately upon checkout to formalize this contract. 

* Payment Frequencies: Remaining balances are split into automated installments: 4 Bi-Weekly Payments

2. INVENTORY & SHIPPING

 

* Inventory Hold: Upon payment of the 25% deposit, items are removed from public store inventory and held in our vault.

* Fulfillment: No items will be shipped until the contract balance reads $0.00 and all payments clear.

3. BREACH, GRACE PERIOD, & PERMANENT FORFEITURE 

* Payment Failure / Breach: If an automated charge is declined for any reason, the contract enters a Breach status.

* Strict 7-Day Grace Period: The Customer has exactly seven (7) calendar days from the date of the failed transaction to update billing details and clear the delinquent balance. 

* Forfeiture & Restocking: If the account is not brought completely current before the 7-day grace period expires, this agreement is permanently terminated. Items are returned to public inventory. All previous payments, deposits, and service fees paid by the Customer are completely voided and forfeited to Bling Queens Inc. The Customer will receive no refunds, no store credit, and no digital gift cards of any kind.

 4. AUTOMATED RECURRING PAYMENT AUTHORIZATION You explicitly authorize Bling Queens Inc. to securely store your card details on file and automatically debit your account for the designated installment amounts on each scheduled calendar due date until paid in full.